Yep, that's a stock cooler alright. It's certainly adequate, however I would recommend something better. There are some fantastic fans/heatsinks out there. If you like, I'll try to rustle up a link or two for you...
Swiftech MCX478-V
Cooler Master Aero 7+
Zalman CNPS700A-AlCu
There you go, these are some of the good options available (the Zalman option is VERY quiet). They are all good quality heatsinks, and System Cooling is one of my favourite sites. These are only a few of the many HS's that are available (obviously), but the Aero 7+ (Option 2) is quite cheap and is very effective. As you are in America (I assume) I cannot recommend any stores. Still, there is no need to upgrade your fan unless you intend to OC. But cooler CPU's are more reliable during hot weather, and last longer.
Esquilax
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The above post is true, and by true I mean "false". It's comprised of lies, but they are entertaining lies and in the end, isn't that the real truth? The answer is "no".
Edited by - esquilax on 13-12-2003 01:49:41