Hmm, well - later in life i know its going to be a biatch to me, so forgive me if i am not sharing the "happyness"....i will be the first bitter person. Why? Just chatted to my family again. MY grandparents spent all their life busting nutts to make themselves a good living. They succeeded, very nicely - and due to this they payed taxes.....VERY heavily.

However, inheritance, something to look forward to when you need cash most. There are 5 grandkids, and each one would have an equal share. My share would be roughly 25 years worth of my current salary in one lump sum! Not bad huh?

Well, it WOULD be if it wasn't for taxes. Instead, i will get around 4 years worth...which is better than nothing, true, but WTF????????????????

Its when you see your own future blighted by things that are out of your control, and unable to do anything about that you start getting down.

I have low wage, and will not be able to afford to buy a house until i am around 40 (No joke!!).

So whilst i am happy scrimping and saving to be able to match my bills each month, i cannot actually afford to exlpore anything in this "wonderful life".

The fact that i pay my bills on time, am a very very good citizen, contribute to the community and am a nice guy means SOD ALL!
Bitter, you bet.

Edited by - Chips on 8/8/2004 12:24:23 PM

Well, I am experiencing life a bit different at this stage, I dont heve to look after myself financially yet, so in a couple of years I might think differently, but what about if you dont take money in consideration?
Difficult I know, but try for a sec.
But Ok have othr things that decide what my life is like that you guys dont have, or most of you dont, I believe dependin on in what your happiness lies you can always be happy, even tho there are sad times, butok happiness aint quite the word I'm looking for

well, i think life owes me at the moment: born with almost no immune system, and diagnosed with failure to thrive, i was pumped full of drugs and antibiotics to keep me alive, nearly dying several times due to an incompitent doctor, who is still praciting medicine. In and out of great ormond street hospital ( nice place to go if your life depends on it ). Being on said medication till i was 15, being weaned off them slowly till i was 17. things started looking up till at 18 i caught mumps.

as for school, i wasnt given the help i needed, so they thought i was lazy, i get to secondary school, and they deem me as too bright, so i dont need help, it was enough to drive me crazy, and it did for a little while.

life is good? pah.

Edited by - freighter fighter on 8/8/2004 2:50:39 PM

life is good huh? well i have scoliosis of the spine a very painfull ingrown toenail and something else which i'd rather not discuss

You didnt die did you? YOu're not pemanently disabled are you? You're not dumb you can still make sth of your life, there are so many who cant, so be thankfull for the bit you have

well sw, the medicine did have one side effect, weight gain .

Exercise ff, exercise, you do have the capability of walking

Mine never went anywhere I had wanted it to go. Most of the time, miserable. Bad choices and living with them. Still alone after all these years. But, the one bright spot to my life was Meeting Him and all that he did and does. sw, you know who I mean. I know the "Future" will be infinitely better than the here and now. That is the one thing that gives pause to my life.

The urge to rip you in twain is quite strong, I'm happy that your happy but dont rub it in our faces, it will only suceed in pissing the rest off hehe.

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Reality is only an illusion that occurs due to a lack of alcohol.
<ElectricBrain> drunkard by day, stoner by night. --zer
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The only difference between genius and stupidity is that genius has its limits.

Yea I know who you mean Fd, He's also the reason for what I have mentioned in my first post, I think you're prob the only one round here who would be able to understand that, about the being alone, just give it time, you're never too old

As for the rest of you guys You will have a bad life, because you only see the bad in life, or that is what it seems like from this side anyway,if you choose to only see the bad, you will of course have a bad life, try to see the good inlife, the small things, its amazing what change that cam sometimes bring.
Just stop being cynic for a while

My life has it's ups and down.........mostly downs

@sw,

The majority kids in westernized societies will have it fairly better off. I think I had it very lucky as well, all things considered. My dad's job made us move around quite a bit, we ended up having to pull up stakes and relocate to a different state and city about every 4 years. I hated doing it but all things considered, I ended up having seen and done more as a kid as a result. There really seem to be silver linings in most clouds.

OT @ Chips

Curious.... Over here, if the GPs start gifting to the kids while they are still alive, it
saves on the inheritance tax. Were they able to live comfortably on less than what
they have, they might consider that. Don't know anything about UK taxes so don't know if it would work at all. Just a thought though.

The gifting could be by buying annuities and making the kids the beneficiaries, creating trust funds (kind of requires large dough to make it worthwhile) and outright cash gifts.

If their home is a significant part of the estate's value, they could consider a 5-way transfer of ownership to the kids now as part of the scheme. Obviously, they'd need to talk to some legal beagles and accountants about it but thought I'd step out of the peanut gallery.

Edited by - Indy11 on 8/8/2004 7:03:11 PM

Edited by - Indy11 on 8/8/2004 7:06:41 PM

It's true, most people are actually pretty lucky, especially if you focus upon the positives. I try to, but I like complaining .

AHHH...life. I'm grateful to be born with the inability to put up with stupid people. Unfortunately, I was cursed with Tourette's Syndrome, but I pretty much have that under control right now, except with me popping my neck every few minutes even though I don't need to. I'm certainly grateful to be in healthy condition otherwise, even though I'm extremely lazy, and I don't exercise. I don't know what it is in me, but I actually seem to give a damn about people, even though I say how much I despise them. I'm definitely grateful for what I have and what I've been given, even though there are a lot of other people around the world that deserve more than what they're getting.

"Guns don't kill people....I DO!!"