Open Newcharacter.ini in the Characters folder, and alter these two sections:

[Package
nickname = ge_fighter
strid_name = 11051
strid_desc = 11551
ship = ge_fighter <--- starting ship
loadout = MP_ge_fighter <--- loadout for the ship
money = 2000 <--- money

[Faction
nickname = new_player
rep_group = co_ic_grp <-- starting rep
base = Li01_01_Base <-- location
Package = ge_fighter
Pilot = trent

"There are 10 kinds of people in this world: those who understand binary and those who don't"

For MP servers, open the mpnewcharacter.fl file and change the %%MONEY%% to any number you wish. Don't include the % signs, and don't use commas or any other punctuation marks.

This will only work if it's your server.

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There is no knowledge that is not power.